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Life insurance can be extremely confusing and it’s hard to know what kind of coverage you want or need for your family. Life insurance is a important part of having a sound financial plan for your future; as you grow older you realize how important it really is. Depending on the type of policy you wish to have life insurance is fairly cheap and can run you around only $12 - $15 a month. Life insurance is coverage for your loved ones when you pass on, to help protect them financially. Life insurance is important because in most cases the expenses that come along with death of a loved one are often more than any savings a person normally has. Life insurance is used to cover all final expenses, your children expenses, and pay off taxes and funeral expenses.